Last updatedAugust 16, 2022

End User Privacy Policy

This privacy policy applies to MyCard, Inc. (DBA “KnotAPI,” “we”, “us” or “our”). This End User Privacy Policy explains what Personal Data we collect, how we use and share that data, and your choices concerning our use of your data.

KnotAPI allows you to update and connect your online accounts (collectively “accounts”). Before using the Services, please review this End User Privacy Policy carefully and contact us if you have any questions. You agree to the practices described in this End User Privacy Policy by using our Services. If you do not agree to this End User Privacy Policy, please do not access or otherwise use our Services.

Personal Data We Collect

We collect information that could be used to identify you (“Personal Data”) as follows:

  • Data You Provide
  • Data We Collect From Other Accounts
  • Data We Receive From Your Use of the Services

Personal Data You Provide

When you connect your accounts to KnotAPI, we may collect identifiers and login information, such as your username, email, password, or a security token. We may also collect your phone number, security questions, security answers, social security number, address and one-time password to help verify your identity before connecting your accounts. When providing this information, you give KnotAPI the authority to act on your behalf to access, modify and transmit your Personal Data.

Personal Data We Collect From Other Accounts

The information that we receive from the organizations that maintain your online accounts varies depending on the different KnotAPI services developers use, as well as the information made available by the providers of your online accounts.

Typically we collect the following types of Personal Data from your online accounts:

  • Account information, including service or business name, account name, account type, account ownership, and account number.
  • Saved payment methods including the last 4 digits, expiration date and CVV of saved credit and debit cards.
  • Personal information includes but is not limited to email addresses, passwords, phone numbers, and mailing addresses.
  • Products and/or services purchased, viewed, saved, liked, added to cart through your online accounts.

The data we collect from your other accounts includes information from all your accounts that are connected to your credentials.

Personal Data We Receive From Your Use of the Services

When you visit, use, and interact with the Services, we may receive certain information about your visit, use, or interactions. For example, we may monitor the types of online accounts and software applications you connect through the Services, the number of people that visit the Services, peak hours of visits, which page(s) are visited, the domains our visitors originate from, and which browsers our users use to access the Services, broad geographical information, and navigation patterns.

Analytics

We use Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies to help us analyze how users use the Site and enhance your experience when you use the Site. For more information on how Google uses this data, go to https://www.google.com/policies/privacy/partners/.

Online Tracking and Do Not Track Signals

We do not respond to Do Not Track signals.

How We Use Personal Data

We may use Personal Data for the following purposes:

  • To provide the Services and connect your accounts with third-party software applications;
  • To analyze the type of accounts and software applications you connect through the Services;
  • To provide support and respond to queries;
  • To communicate with you in regards to updates to our legal policies;
  • To analyze how you interact with our Services;
  • To maintain and improve the content and functionality of the Services;
  • To create new products and services;
  • To prevent fraud, criminal use, mischief, and other misuses of our platform.
  • To comply with legal obligations and legal process and to protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or other third parties.

We may use Personal Data for the following purposes:

  • To provide the Services and connect your accounts with third-party software applications;
  • To analyze the type of accounts and software applications you connect through the Services;
  • To provide support and respond to queries;
  • To communicate with you in regards to updates to our legal policies;
  • To analyze how you interact with our Services;
  • To maintain and improve the content and functionality of the Services;
  • To create new products and services;
  • To prevent fraud, criminal use, mischief, and other misuses of our platform.
  • To comply with legal obligations and legal process and to protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or other third parties.

Sharing and Disclosure of Personal Data

We do not sell your Personal Data in any circumstances. In certain circumstances we may share your Personal Data with third parties without further notice to you, unless required by the law, with the categories of third parties set forth below:

  • Developers: We will share the Personal Data relating to your accounts and other services with the developers of the software applications you connect to your accounts through the Services, and we will also share your Personal Data with third parties as instructed by such developers.
  • Vendors and Service Providers: To assist us in meeting our operational needs and to perform certain services and functions, we may share Personal Data with vendors and service providers, including providers of hosting services and web analytics services.
  • Business Transfers: If we are involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, sale of all or a portion of our assets, or transition of service to another provider (a “Transaction”), your Personal Data and other information may be shared in the diligence process with other parties and others assisting with the Transaction and transferred to a successor or affiliate as part of that Transaction along with other assets.
  • Legal Requirements: If required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, including to meet national security or law enforcement requirements, (ii) protect and defend our rights or property, (iii) prevent fraud, (iv) act in urgent circumstances to protect the personal safety of users of the Services, or the public, or (v) protect against legal liability.

Updating Your Information

Please contact KnotAPI at privacy@knotapi.com if you need to change or update your Personal Data.

California Privacy Rights

Where provided for by law and subject to any applicable exceptions, residents of California may have the rights:

  • To know the categories of Personal Data that KnotAPI has collected about you, the purpose for collecting your Personal Data, and the sources from which the Personal Data was collected;
  • To access the specific pieces of Personal Data that KnotAPI has collected about you;
  • To know whether KnotAPI has disclosed your Personal Data for business or operational purposes, the categories of Personal Data that was disclosed, and the categories of third parties to whom we have disclosed your Personal Data;
  • To have KnotAPI, in specific circumstances, delete your Personal Data;
  • To instruct businesses that sell personal information to stop doing so.
  • To be free from discrimination related to the exercise of these rights.

Please contact us to exercise these rights, or to request an alternative format of this privacy policy.

Children

Our Services are not directed to children who are under the age of 13. KnotAPI does not knowingly collect Personal Data from children under the age of 13. If you have reason to believe that a child under the age of 13 has provided Personal Data to KnotAPI through the Services please contact us and we will endeavor to delete such information.

Security

You use the Services at your own risk. We implement commercially reasonable measures to protect your Personal Data from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, no Internet or e-mail transmission is ever fully secure or error-free. In particular, e-mail sent to or from us may not be secure. Therefore, you should take special care in deciding what information you send to us via the Services or e-mail. Please keep this in mind when disclosing any Personal Data to KnotAPI via the Internet. In addition, we are not responsible for circumvention of any privacy settings or security measures contained on the Services, or third-party websites.

Your Choices

In certain circumstances providing Personal Data is optional. If you choose not to provide Personal Data that is needed to use some features of our Services, you may be unable to use those features. You can also contact us to ask us to update or correct your Personal Data.

Changes to the End User Privacy Policy

The Services and our business may change from time to time as we update our business practices. As a result, we may change this End User Privacy Policy at any time. By continuing to use our Services or providing us with Personal Data after we have posted an updated End User Privacy Policy, or notified you by other means if applicable, you consent to the revised End User Privacy Policy and practices described in it.

Contact Us

If you have any questions about our End User Privacy Policy or information practices, please feel free to contact us at our designated request address: privacy@KnotAPI.com.